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Five Tips to Protect Your Money

Five Tips to Protect Your Money During this difficult economic downturn, there are several ways you can ensure your money is safe.  Here are five tips you may like consider: 1.  Since the FDIC has increased its insurance amount from $100,000 to $250,000, it may be a good idea to check with your bank to ensure your deposits are covered.  And for those of you who have money in banks that have either merged or have been taken over by the government, ... Read More


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Category Money Management

Five Tips to Improve Your Credit Rating

Five Tips to Improve Your Credit Rating With the current credit crunch, you may have over-utilized your credit cards.  This can ultimately have a negative effect on your credit rating. Here are five tips to improve your credit rating: 1.  While credit reports can be obtained for free on an annual basis, you do have to pay a fee to view your credit scores at other times.  Therefore, go to annualcreditreport.com which is the only site available for free credit reports.  After you ... Read More


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Category Money Management

Five Tips to Help You Survive an Economic Disaster

Five Tips to Help You Survive an Economic Disaster Each day, the economic forecast becomes darker.  With 1.5 million homes in foreclosure, home equity falling, unemployment rising, and the dollar losing its value each day - the financial outcome seems grim. In order to survive what has been called an “economic tsunami”, here are five tips that may help you prevail during the worst financial crisis since the Depression. 1.  Pay down your debt.  If you have an excellent FICO score, you may ... Read More


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Category Money Management

Five Tips to Stop Wasting Money

Five Tips to Stop Wasting Money There are certain measures you can take during this economic crisis to save money instead of wasting it. 1.  Energy Conservation.  Winterize your home now.  Experts expect this to be a harsh winter, and therefore it is recommended that you begin inspecting your home for cracks in the ceilings, walls, and windows.  Make certain the insulation in your home is up to par.  Purchase energy-efficient light bulbs and fixtures, and shut the lights when leaving any ... Read More


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Category Money Management

Can I Still Qualify for the Stimulus Check?

Can I Still Qualify for the Stimulus Check? If you have not yet received your stimulus check, you may want to check with the IRS to determine the reason why.  According to the IRS, “if you missed the Oct. 15 deadline for filing an income tax return for an economic stimulus payment, don't worry.  You can receive a payment in 2009 by filing an income tax return when the filing season opens in January.” Who is eligible for the stimulus check?  The IRS ... Read More


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Category Money Management

Can I Expect Heating Oil Prices to Surge This Winter?

Can I Expect Heating Oil Prices to Surge This Winter? As if the economic crisis is not bad enough, weather forecasters have already informed us that we are going to have a severe winter.  This, coupled with the rise in fuel costs, is sure to cause a great deal of financial stress for most individuals. According to the Energy Information Administration, “Average household expenditures for all space-heating fuels are projected to be $1,137 this winter (October 1 to March 31), a 15-percent ... Read More


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Category Money Management

Are Banks Still Providing Loans for Cars, College Tuition or Mortgages?

Are Banks Still Providing Loans for Cars, College Tuition or Mortgages? As a result of the plunge in the stock market, most economists are specifically looking at the Credit Index.  This indicates whether or not there is an opening for banks to begin lending again. In a New York Times article dated October 20, 2008, Andrew Sorkin stated emphatically:  “The banks aren’t lending.  And despite what you have heard, they probably won’t start just yet.” Unfortunately, as Mr. Sorkin stated, the reason most ... Read More


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Category Money Management

Web 2.0 Heroes: Interviews with 20 Web 2.0 Influencers

Web 2.0 Heroes:  Interviews with 20 Web 2.0 Influencers You’ve heard about Web 2.0, but you’re not quite sure how to crack the code? Is it technology or is it a philosophy? The author, Bradley L Jones, interviews 20 of the greatest influencers like: • Rodrigo Madanes of Skype • Tim Harris of Microsoft Corp. • Biz Stone of Twitter • Max Mancini of eBay • Alan Meckler of Internet.com • Gina Bianchini of Ning • Richard MacManus of Read/Write Web & Web 2.0 Workgroup • Michelle Turner of ... Read More


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Category Internet Marketing, Product Reviews

Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams

Smart Women Finish Rich:  9 Steps to Achieving Financial Security and Funding Your Dreams Are you a small business owner? Do you still believe you have to have money to make money? Smart Women Finish Rich author, David Bach understands that a business owner may not have the money to invest. Bach learned all he knows from his grandmother. His grandmother had great financial wisdom and he is moved to share this with women today that want to get their financial lives ... Read More


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Category Product Reviews, Women in Business

How to Say It for Women: Communicating with Confidence and Power Using the Language of Success

How to Say It for Women:  Communicating with Confidence and Power Using the Language of Success Do you feel like you are putting your 110 percent effort into your work but it leaves you feeling unappreciated and respected? Are you finding yourself not able to get your point across to co-workers and employees? How to Say It for Women: Communicating with Confidence and Power Using the Language of Success will help you use the right words, phrases and gestures to get ... Read More


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Category Product Reviews, Women in Business

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